{
  "package" : "hl7.terminology.r4@6.3.0",
  "definition" : "**Definition:** An agreement between two or more insurance companies by which the risk of loss is proportioned. Thus the risk of loss is spread and a disproportionately large loss under a single policy does not fall on one insurance company. Acceptance by an insurer, called a reinsurer, of all or part of the risk of loss of another insurance company.\\r\\n\\r\\n**Discussion:** Reinsurance is a means by which an insurance company can protect itself against the risk of losses with other insurance companies. Individuals and corporations obtain insurance policies to provide protection for various risks (hurricanes, earthquakes, lawsuits, collisions, sickness and death, etc.). Reinsurers, in turn, provide insurance to insurance companies.\\r\\n\\r\\nFor example, an HMO may purchase a reinsurance policy to protect itself from losing too much money from one insured's particularly expensive health care costs. An insurance company issuing an automobile liability policy, with a limit of $100,000 per accident may reinsure its liability in excess of $10,000. A fire insurance company which issues a large policy generally reinsures a portion of the risk with one or several other companies. Also called *risk control insurance or stop-loss insurance.*",
  "system" : "http://terminology.hl7.org/CodeSystem/v3-ActCode",
  "property" : [ {
    "_uri" : "http://hl7.org/fhir/concept-properties#status",
    "code" : "status",
    "valueCode" : "active"
  }, {
    "_uri" : "http://terminology.hl7.org/CodeSystem/utg-concept-properties#v3-internal-id",
    "code" : "internalId",
    "valueCode" : "22120"
  }, {
    "_uri" : "http://hl7.org/fhir/concept-properties#parent",
    "code" : "subsumedBy",
    "valueCode" : "_ActInsuranceTypeCode"
  } ],
  "codesystem" : "cbab4a87-49ca-5502-88d6-f33b5f07237f",
  "concept_id" : "a8ad6adb-082b-5502-98da-43f391a1ff89",
  "ancestors" : {
    "REI" : 0,
    "_ActCoverageTypeCode" : 2,
    "_ActInsuranceTypeCode" : 1
  },
  "id" : "1e96dfd6-857c-4c1e-9839-f101fc71392c",
  "code" : "REI",
  "display" : "reinsurance policy",
  "version" : "9.0.0"
}